Orange County Bankruptcy Filing Process
The Orange County bankruptcy filing process starts with a meeting with your lawyer. He or she will go over your situation and determine how to go about it, including what time of bankruptcy to file for. They will also prepare you for the means test, a part of the Orange County bankruptcy filing process where your eligibility for help is assessed. It is also around this stage where you discuss the costs of Orange County bankruptcy filing, which will depend on your attorney’s policies.
Once you’ve retained an atto rney and started the Orange County bankruptcy filing process, you will be protected from creditors and collection agencies. They can only contact you through your lawyer except during your creditors’ meeting. Also called a 341 meeting, this is where you verify your debts with every creditor to see that the Orange County bankruptcy filing is accurate.
In a Chapter 7 bankruptcy, there is usually a 60-day wait after the meeting before you receive a notice that your debt is discharged. If you opted for a Chapter 13 bankruptcy, which involves a repayment plan, you will receive the same notice when you’ve completed all the payments.
Reputable Orange County Bankruptcy Lawyers
Reputation is the most important factor in choosing Orange County bankruptcy lawyers. Your attorney’s image affects how the court views and handles your case. Look for an Orange County bankruptcy service that’s well known in the business and has been around for at least a couple of years.
Experience is another thing to look for in an Orange County bankruptcy lawyer. The longer an attorney has been in the field, the better they’ll know the system and know how to provide the best Orange County bankruptcy service.
Finally, choose an Orange County bankruptcy lawyer that you can get along with. During your first meeting, observe how they look at your case, how much they get into detail, and how much time they spend in trying to understand your situation. A good Orange County bankruptcy lawyer is dedicated enough to give you the best service and do what it takes to help you come out on top.